Porsche Auto Motor Insurance Performance and Classic car Insurance. Investment Auto insurance. Exotic car insurance. Sports car insurance.
Porsche insurance tips and advice. Before you settle on insurance for your Porsche you might consider the following points.
Direct Insurance or Insurance Broker or agent.
It's worth comparing online auto insurance quotes with car insurance quotes from insurance brokers. Some brokers will have a special deal with an Insurer and may be able to offer better rates than if you go direct.
Specialist magazines for exotic cars, classic cars or Porsche magazines and clubs will have plenty of numbers for you to call. Or use this search box to look for a quote online.
Its well worth making a little effort with car insurance prior to purchasing your used sports car. The difference between car insurance quote can be very significant.
Classic car insurance is often quite inexpensive in comparison to the performance of the car.
On more modern performance cars, auto Insurance will often represent a fair % of the value of the car.
Not all auto insurance are equal. Here are a list of things that I would consider prior to making a choice of motor insurance;
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What is the quality of the Motor Insurer, are they a 'brand name' with a good reputation for paying out?
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Is it limited mileage insurance policy?
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Does your Porsche need to be garaged and what happens if its not?
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What auto security system is required?
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Do you need to install a vehicle Tracking 'system.
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Are you looking for an agreed value policy? (may be wise).
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Modifications and extras can cause a problem with cover. Make certain that the insurer is aware of any such changes from the standard car. (if they find a supercharger bolted to the back of your 911 without their knowledge you may be in trouble).
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If you have an accident can you choose a repairer to ensure your Porsche is put together properly (repairers vary massively).
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Is there any 'diminished value' cover ;i.e. your Porsche is likely to be worth less if its been involved in an accident irrespective of the quality of a repair.
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Do you get a loan car when yours is repaired.
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Is there a time limit before they will pay out if your car is stolen.
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Who is covered to drive?
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Can you get a discount if you fit better car security or have driver training.
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What is the excess you pay.
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What no claims discount applies.
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Is it a protected no claims discount.
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Overseas use (this may be important).
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Is there an option of covering the difference between what is paid out and the initial purchase price of the car (GAP cover).
Tips to save money on car insurance, you may be able to negotiate discount car insurance by;
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Improving the car security system.
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limiting mileage.
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Agreeing to a larger excess.
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Calling different brokers offering the exact same policy.
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Spreading payments.
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Changing named drivers.
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Removing any modifications (e.g. exhausts/wheels).
Once you have decided on a policy and car Insurance company you can sometimes get a better deal phoning around performance car insurance brokers or dealing direct with the motor insurance company via the net.
NOTE: This is simply the process I would go through for myself and advertisers on this page are not in any way indorsed by me. Use your own due diligence.

